Archive for the ‘Status’ Category

Fired

Posted: October 14, 2012 in Personal, poverty, Status
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I was fired from my job on October 5th. I thought i had a shot at one of the positions available with the restructure. I have medical insurance until the end of the month and 2 whole weeks of severance pay. I am devastated. I was struggling before but now I am fighting for every meal. I feel like a total cliche. Single mom, unemployed, can’t afford medication that I need in order keep a job. Loosing my car so I can’t look for a job anyway. I thought I had friends at work, some kind of a support network. They have all vanished since I got fired. I battle to keep from loosing control… To keep from giving up. I can’t take care of myself much less my daughter, my son, and my unemployed boyfriend. I can’t help but think they would all be better off financially if I wasn’t here.

I had the overdraft settings wrong on my account. I am now $241 overdrawn. I have to pay $350 on the 20th to keep the Internet on, plus $300 in other bills. I can’t afford the car. I already lost the insurance so the state is going to seize the plates for 30 days. What am I suppose to do then? I don’t have 30 days left. I don’t have relatives or even a church to ask for help. It’s just me and the whole world is against me. Oh say what you will: “It isn’t personal” or “It’s just business.” It feels personal to me. It feels like disappearing and no one noticing. I have a college degree. I have experience. I have a child who needs me. What do I do?

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The day the lights went out

Posted: September 13, 2012 in Personal, Status
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I guess I am lucky. It could have been worse. I was way behind on the cable bill. I know your going to say if I have cable and Internet then I am not poor. That’s fine but what little my boyfriend earns he makes via E-Bay. And I do mean little. It’s usually less than $300 a month but I need that $300. Without it this whole carefully constructed house of cards falls apart. It’s not like I had paid it in three months anyway. But they got fed so I had to make payment arrangements. $185 by 5pm Tuesday. I paid it, which left my bank account at:

$74

My whole life saving. I don’t have stocks or bonds or annuities. I don’t even know what an annuity is but I know I don’t have any. I have sold all my gold and silver jewelry. It was enough to buy food one month. There is no secret stash. No reserve. Nothing except $74 bucks. I was just happy it was positive.

Only… It wasn’t the cable company I was suppose to pay. It was the electric company. I screwed up, a fact I became aware of yesterday when they cut off my power at 9:30 in the morning.

It could have been 100 degrees. It could have been the middle of winter. I was lucky. $185 to turn it back on. I paid it and watched the text message pop up from my bank informing me I was now $109.20 overdrawn. It took 7 hours to turn the power back on.

My boyfriend deposited my son’s contribution for the week along with everything he had from E-Bay. That brings us to a positive $170.80 as of 3pm yesterday. I bought a pair of Hello Kitty rain boots for Eva that I can stash until Christmas. I was on empty so I got gas. I spent $25 on groceries. Which brings us to today and a total net worth of:

$53.23

Status
Rent-unpaid
Car payment-unpaid
Car insurance-cancelled
Phone-unpaid
Days worth of food-4
Gas-1/2 a tank
Sleep-1.5 hours
Net worth-in the black $53.23

In the span of 48 hours, my net worth dropped 248% then showed marked improvement while still demonstrating an overall loss of 28.1% for the period.

I was lucky.